Financial Glossary

Definitions for the exchange rate terms used throughout GetRate.

Institutional

NBT (National Bank of Tajikistan)

Tajikistan's central bank. It sets the official daily exchange rate for roughly 40 currencies — the same rate GetRate labels "Official (NBT)" and displays on the Markets dashboard and every Currency page — synced hourly.

Context

This is the same rate labeled "Official (NBT)" throughout GetRate — see it on the Markets dashboard and any Currency page.

MDO (Microfinance Organization)

One of five organization types GetRate tracks for licensed financial institutions in Tajikistan (bank, savings credit organization, microfinance organization, microfinance fund, liquidating). MDOs are deposit-taking microfinance institutions, distinct from standard commercial banks, listed alongside them in GetRate's Banks directory.

Data

Browse MDOs and other organization types together on the Banks directory.

Banks directory

Currency & Trading

Spread

The plain difference between a bank's sell rate and its buy rate for the same currency (sell minus buy) — not a percentage. A narrower spread generally means a tighter, more competitive rate for you.

Portal Calculation

sell − buy, in TJS. GetRate refreshes commercial bank cash rates — and this spread — every 5 minutes.

Official vs. Commercial Rate

The Official Rate is the National Bank of Tajikistan's daily benchmark; the Commercial Rate is what individual banks actually buy and sell at, which is usually different. GetRate's own mid-market rate — the midpoint between banks' average buy and sell rates — is a related, separate benchmark explained in full below.

Learn more

Gold Bullion

NBT-priced gold bars available in five sizes — 5g, 10g, 20g, 50g, and 100g — tracked on GetRate's Gold page with current buy/sell prices and price history.

Gold rates

Market Indicators

Market Liquidity

How many banks are actively reporting a rate for a given currency right now — shown on GetRate as the "N banks" count on the Markets dashboard's cards. More banks reporting is a rough proxy for a more actively-traded market for that currency.

Markets dashboard

Buy/Sell Rates

The Buy rate is what a bank pays you for foreign currency; the Sell rate is what you pay the bank to acquire it. Both are shown throughout GetRate — on the Markets dashboard, each Currency page, and each Bank profile.

Banks directory